In the context of the Indian economy, non-financial debt includes which of the following?
1. Housing loans owed by households
2. Amounts outstanding on credit cards
3. Treasury bills

Select the correct answer using the code given below:

Correct Option: (d) 1, 2 and 3

In economic statistics, non-financial debt measures the outstanding debt of the non-financial sectors, which includes households (such as housing loans and credit card debt) and general government liabilities (such as Treasury bills). Therefore, all three statements are correct.