The Reserve Bank of India regulates the commercial banks in matters of
1. liquidity of assets
2. branch expansion
3. merger of banks
4. winding-up of banks
Select the correct answer using the codes given below.

Correct Option: 1, 2, 3 and 4

Under the provisions of the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934, the RBI exercises statutory control over commercial banks. This regulatory authority extends to maintaining liquidity of assets (CRR/SLR), granting branch expansion licenses, approving bank mergers, and overseeing the compulsory or voluntary winding-up of banking companies.